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Plan how your business, property, and savings transfer to your family. Wills, trusts, and tax-efficient structures designed by qualified Chartered Accountants.
Estate and succession planning is how you decide what happens to your business, property, and savings after you. Most Indian families avoid this conversation. The cost of avoiding it is huge — disputes between siblings, frozen bank accounts, blocked business operations, and lakhs spent in court trying to settle what could have been written down in an afternoon.
Good planning answers practical questions. Who runs the family business after you? How do you split assets between children fairly? What happens to your wife or husband's share? Should the business stay with one child or pass to all? Can you protect a special-needs family member? Are there ways to legally reduce the tax burden on your heirs?
Without a plan, the Indian Succession Act, Hindu Succession Act, or Muslim Personal Law decides for you — and these may not match what you actually want. Worse, banks freeze accounts when an account holder dies until legal heirs are proven. Property transfer takes years. We've seen families lose income for 12 to 18 months because there was no clear plan.
Our service covers wills, family trusts, HUF planning, gift deeds, business succession structures, and life insurance positioning. We work with your lawyer where legal documentation is needed. The discussion is private and confidential — we never share details with anyone, including other family members, unless you ask us to.
On Request
Custom quote based on scope
Fill the form or WhatsApp us
On Request
Custom quote based on scope
Fill the form or WhatsApp us
We meet you (in person, video, or phone) to understand your family, your assets, your business, and your concerns. Everything stays confidential. No judgement.
1-2 hoursWe help you list all assets — property, business, investments, accounts, gold, insurance — and any liabilities. This gives a complete picture to plan from.
1-2 weeksBased on your wishes and the tax laws, we design the right structure. This may include a will, trust, gift deeds, HUF formation, or business restructuring. We explain options in plain language.
2-3 weeksWe prepare the financial documents and coordinate with your lawyer for legal documents (wills, deeds, trust deeds). Everything is reviewed before signing.
2-4 weeksEstate plans need updates when life changes — marriage, children, asset purchases, business changes. We offer annual reviews to keep your plan current.
OngoingEstate planning fees depend on the complexity of your assets, family structure, and the type of documentation needed. A confidential discussion is the first step — you'll receive a clear quote before any work begins.
4 to 12 weeks
Simple cases with clear wishes and few assets can be done in 4 to 6 weeks. Complex cases involving business restructuring, family trusts, or cross-border assets can take 10 to 12 weeks.
Estate planning involves sensitive personal and family information. We sign NDAs, store records securely, and never share details with anyone outside your authorised list.
Our job is to protect your family's future, not push complicated structures. We recommend what's right for your situation, not what earns us the highest fee.
We design plans that legally reduce tax burden on your heirs. Gift planning, HUF strategies, life insurance positioning — all aligned with current tax laws.
Wills and trust deeds need lawyer involvement. We work alongside your lawyer or recommend one — all financial and legal pieces fit together.
Yes. Even with one child, a will helps. It can specify guardian arrangements, protect against unexpected claims, name an executor, and speed up bank and property transfers. Without a will, even simple transfers can take 6 to 12 months.
A will takes effect after you die and goes through probate. A trust can be set up while you're alive and can manage assets immediately. Trusts work well for ongoing income management, protecting special-needs heirs, or holding business shares across generations.
Yes, legally. Strategies include lifetime gifting (using the basic exemption), HUF formation, family trusts, and life insurance structuring. Each has rules and limits. We design a combination that fits your situation.
Business succession needs more than a will. It involves deciding who runs the business, how shares pass, how non-active family members are compensated, and how to avoid disputes. We design structures that keep the business running smoothly while being fair to all heirs.
HUF (Hindu Undivided Family) remains a valid tax planning tool for Hindu families. It allows family income to be assessed as a separate entity with its own exemptions and deductions. Whether it works for you depends on income sources and family structure.
You can name a guardian in your will to manage assets until the child becomes an adult. For larger estates, a trust is often better because the trustee can manage funds for the child's education, medical needs, and other expenses without court approval each time.
Yes. NRI succession planning has extra complexity because of FEMA rules, repatriation limits, and cross-border tax treatment. We handle the Indian portion and work with your overseas advisor if needed.
Yes. A will can be changed or replaced any number of times during your lifetime. We recommend reviewing your will every 3 to 5 years, or whenever there's a major change — marriage, divorce, birth of child, large asset purchase, or business change.
Only if you want them to. Many clients prefer to keep details confidential until specific milestones. Others involve family from the start. We work with your preference.
Even a basic will is useful. It speeds up transfers, names guardians for minor children, and avoids confusion. Estate planning isn't only for the wealthy.
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Learn more →Independent review of finances and compliance for major business decisions.
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